Bankruptcy – Creditor’s Rights

We provide experienced legal guidance to protect creditor interests in bankruptcy proceedings, restructurings, workouts, and debt collection actions.

We focus on delivering practical, results-oriented solutions in both Commercial Bankruptcy and Consumer Bankruptcy, combining deep knowledge of bankruptcy law with decades of litigation and negotiation experience.

Commercial Bankruptcy

Our commercial bankruptcy attorneys represent national, regional and local banks, captive finance companies, equipment finance lenders, agricultural lenders and other financial institutions both as secured and unsecured creditors.  Our attorneys also have experience representing trustees and creditor committees.  We handle every aspect of creditor representation in Chapter 7, Chapter 11 (and Subchapter V), Chapter 12 and Chapter 13 bankruptcy cases filed throughout Georgia, Alabama, Florida, Tennessee and South Carolina.

Our services include:

• Advising, counseling and guiding creditors throughout the reorganization process.
• Evaluating Debtor’s Plans of Reorganization and advising clients how to respond to protect their positions under the Bankruptcy Code.
• Pursuing relief from the automatic stay to repossess collateral.
• Investigating and protecting clients against Debtor’s pre-petition and post-petition actions which are inconsistent with the Bankruptcy Code.
• Filing Proof of Claim.
• Representation in preference and fraudulent transfer litigation.
• Representation in other Bankruptcy Litigation.

Consumer Bankruptcy

When individuals file bankruptcy, creditors often face significant challenges in collecting debts or protecting secured interests.  Our consumer bankruptcy attorneys represent lenders, landlords, and businesses in Chapter 7 and 13 consumer bankruptcy cases across Georgia.

Our services include:

• Defending creditor rights in consumer bankruptcy filings.
• Negotiating repayment plans and reaffirmation agreements.
• Seeking relief from the automatic stay to repossess or foreclose collateral.
• Challenging fraudulent filings or dischargeability of debts.
• Protecting mortgage lenders, credit unions, banks, and finance companies.

We bring extensive experience in consumer bankruptcy litigation, ensuring that creditor rights are enforced while navigating the complex rules of the U.S. Bankruptcy Code.