Stephan A. Ray
Partner



Stephan A. Ray
Partner
Mr. Ray is a member of the firm’s Commercial, Banking and Business Law practice group. Clients include banks, credit unions, agricultural lenders, and a multitude of other businesses and individuals.
Areas of Practice
- Commercial, Banking, and Business Law
- Agricultural Law
- Business Litigation
- Creditors’ Rights – Bankruptcy
- Creditors’ Rights – Consumer and Commercial Collections
Education
- Mercer University, School of Law, Macon, Georgia
J.D., May, 2014 - University of Georgia, Terry College of Business, Athens, Georgia
B.B.A., 2002 - Abraham Baldwin Agricultural College, Tifton, Georgia
A.S., 2000
- Mercer University, School of Law, Macon, Georgia
Bar Admissions
- Georgia, 2014
- Alabama, 2015
Court Admissions
- U.S. District Court Middle District of Georgia, 2014
- U.S. District Court Northern District of Georgia, 2014
- U.S. District Court Northern District of Florida, 2014
- U.S. District Court Northern District of Alabama, 2015
- U.S. District Court Middle District of Alabama, 2015
- U.S. District Court Southern District of Alabama, 2015
- Georgia Court of Appeals, 2015
- Supreme Court of Georgia, 2015
- Supreme Court of Alabama, 2015
- U.S. District Court Southern District of Georgia, 2016
- U.S. Court of Appeals 11th Circuit, 2018
Honors and Awards
- Tifton/Tift County Emerging Leaders, 2009
- Leadership Albany Class of 2017
Professional Associations and Memberships
- State Bar of Georgia, Member
- State Bar of Alabama, Member
- Dougherty Circuit Bar Association, Member
- American Bankruptcy Institute, Member
Presentations
- He regularly presents at his firm’s annual banking law seminar and has served as a guest speaker for the State Bar of Georgia Agriculture Law Section Continuing Legal Education
Other Professional and Community Activities
- Tifton Rotary Club, Member
- First Baptist Church of Tifton, Member
Mr. Ray routinely advises clients in Georgia and Alabama on a variety of matters involving bankruptcy, creditor’s rights, secured transactions, agricultural law, debt collection, and work-out situations, along with general representation businesses and individuals.
Mr. Ray is located in the firm’s Tifton office. Stephan was born and raised in Tifton and continues to reside there with his wife and three children.



